Richard Bearman, Author at Elite Business Magazine

Richard Bearman

Richard is the Managing Director at The British Business Bank and is responsible for the Start Up Loans programme. Previously, he was Head of Small Business for HSBC UK, where he worked for 20 years, bringing with him a wealth of experience working with start-ups and entrepreneurs. At HSBC, he was responsible for setting the strategic direction, growing HSBC UK’s small business customer base and leading a team of Business Specialists, with more than 450 colleagues located across the UK. He also developed HSBC UK’s Direct Business Specialist proposition using a range of telephone and digital tools. In 2018, the business was voted Best Business Banking Provider in the Smart Money People British Bank Awards and Best Online Banking Provider in the Business Moneyfacts Award.

The importance of role models in business

Richard Bearman

Nov 3 '23

As well as offering finance, the programme aims to motivate and inspire budding entrepreneurs who are thinking about pursuing an idea of their own

Inspirational founders remain the key to boosting ethnic representation in UK business leadership

Richard Bearman

Oct 5 '23

Richard Bearman is the Managing Director of Start Up Loans, a government-backed programme, that launched in 2012 to provide loans to new and early-stage businesses throughout the UK that may have struggled to access finance (up to £25k) elsewhere

Expect to see small businesses make the most of this summer

Richard Bearman

Jul 11 '23

Summer is finally here, but for many it’s more than just a season of leisure and relaxation. It’s also a pivotal time for businesses to capitalise on holidaymakers and those willing to spend more as they enjoy the longer evenings and sunny weekends.

A bumper year for bank holidays – opportunities and challenges for smaller businesses

Richard Bearman

May 17 '23

In 2023 we should savour bank holidays even more for giving a much-needed boost to our small businesses, especially in sectors like hospitality and retail, which are still feeling the effects from the pandemic.

Why our new Business Support Partners mean big things for UK start ups

Richard Bearman

Apr 7 '23

I have no doubt that this year will, like the rest of the early 2020’s, offer its own unique opportunities and unforeseen challenges to small business owners.

Let’s rally on support for small businesses this new year

Richard Bearman

Feb 9 '23

January is the start of a brand new year and a time for new beginnings.

Let’s harness and nurture small business’ energy to drive recovery

Richard Bearman

Jan 5 '23

Small businesses have always had a role to play in driving economic recovery after periods of decline.

Northern start-up’s are giving London a run for it’s money

Richard Bearman

Dec 12 '22

London often takes the limelight in discussions over the nation’s economy and the general health of our start up population.

It’s not just ‘New’ start ups looking for easier access to finance

Richard Bearman

Oct 12 '22

There has been much discussion of the challenges and opportunities for businesses that started in the midst of UK lockdowns.

Let’s make borrowing more available to all

Richard Bearman

Aug 9 '22

Borrowing money is, in one way or another, something that most of us are reliant on for big investments or purchases.

Should the jubilee bank holiday be permanent?

Richard Bearman

Jun 20 '22

By the time this article is published, it’s likely that the Queen’s Platinum Jubilee weekend bank holiday on Thursday 2 June 2022 will have come and gone.

Let’s make going green easier for small businesses

Richard Bearman

May 6 '22

There is a growing expectation among customers, clients, and employees of UK businesses for their owners and leaders to understand decarbonisation