Gary Turner is co-founder and managing director at Xero UK and is responsible for Xero's business operations across Europe, Middle East & Africa. Under Gary's leadership, Xero UK has scaled from a three-person startup with annual sales of 50k in 2009 to revenues of 110m in 2020. A visionary on SaaS and technology, Gary is renowned for his trend spotting. He's loved tech since he started coding on a BBC micro computer in his parents' attic in the 80s. Gary is also passionate about small business, being an active investor in startups with a passion for building better businesses. A 25-year veteran of the UK's software industry, Gary joined Xero shortly after its UK launch in 2009. A native of Glasgow, Scotland, he has previously held senior positions at Microsoft, Systems Union and Pegasus Software. He's an engaging speaker, writer and thought-leader on startups, digital transformation and leadership inside hyper-growth organisations. Gary has also served as a mentor to early-stage fintech startups at TechStars London.