We’re providing borrowers with an alternative to high-cost lending. Using open banking affordability assessments instead of outdated credit scores.
Salad Money has UK wide coverage and provides mid cost lending to consumers who are unable to access credit due to a poor credit score . We have lent over £142m to over 100,000 consumers and are the only UK lender to solely use open banking to make affordable and appropriate loans. Open Banking allows Salad to lend to consumers where traditional sources of borrowing would result in a decline . Our 10,000 4.9 star reviews attest to the customer being at the heart of our proposition.
We have also developed our free to use Club Salad service ( www.clubsalad.co.uk) which allows all of our applicants to see how they are spending along with free access to our Benefits calculator that has helped 1000’s of customers understand what benefits they may be entitled to.