Know your overdraft options
Applying for an overdraft needn’t be arduous. Clive Lewis gives us the lowdown on how to make the process as hassle-free as possible
SMEs’ low confidence down to lending worries
Confidence has understandably been shaky in the wake of the recession. But now it is starting to abate confidence is failing to recover
Finance is still in short supply for SMEs
The market place is a picture of austerity and for SMEs the fight for survival is one fraught with difficulties. But add a reduction of available funding to the mix and things begin to look dire indeed.
Squaring the circle
Despite rumours of recovery, small businesses continue to have difficulties obtaining vital funding from UK banks. So it’s fallen to peer-to-peer lenders such as Funding Circle to help bridge the gap. And they are doing a sterling job
Can’t compare Silicon Valley
The start-up finance arena is so fast-moving it’s difficult to keep tabs on. Good job Elite Business has experts such as Oscar Jazdowski of Silicon Valley Bank to keep us up-to-date
Mind the gap
A decline in bank lending means small and medium-sized enterprises are struggling to secure the finance they need to start up and grow. But there are alternatives out there.
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